How to get specta loan- click here www.loanspot.ng › specta-loan

Specta is an online lending platform that gives you loans of up to 5 Million in one transaction all within 5 minutes! No collateral, no paperwork, and no.

How to get specta loan- click here www.loanspot.ng › specta-loan

Questions that people often ask

How do I open a specta account?

What is the interest rate for specta loan?

Is specta loan only for salary earners?

What is pay with specta all about?

How to Apply for a Specta Loan

1. Select the loan package that you find suitable.
2. Begin the application by clicking on the loan offer.

• Fill out the application form and submit it.

1. If you are eligible and the application is successful, they would credit your account immediately.

Specta Fees

Interest rate on Loan: 25.5%-28.5%* One off payment for Insurance: 2.5% . One-off payment of Management fees: 1%

Is specta loan only for salary earners?

Specta is open to everyone irrespective of occupation and bank. Salaried Individuals –. You can access a personal loan if your salary account is domiciled in any other Bank or with Sterling Bank.

What is pay with specta all about?

Specta, Nigeria’s fastest lending platform owned by Sterling, has created a digital credit solution known as PayWithSpecta. The new solution allows customers to pay for goods in installments, while Merchants are credited instantly; helping businesses increase sales.

Things to know about Specta

 Welcome to Specta; Nigeria’s fastest lending platform which gives you access to loans up to N5 Million in one transaction and all in 5 minutes. Our goal is to create a simple, convenient and bespoke experience for you using proprietary data and analytics to review applications.

With Specta, you do not need collaterals, guarantors or a visit to any office to get your loan approved and funds disbursed. Once application is complete, scoring is instant, and disbursement done in less than 5 Minutes.

Specta is opened to everyone irrespective of occupation and bank.

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